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Your application checklist

To make sure the Small Business Export Loan online application process is as easy as possible for you, the information below outlines what you will need and describes each step in the application process.

It’s important that all the details you enter are accurate. Most application failures occur because of a misspelled name or small errors. Make sure that you enter the information correctly and check the details before you submit.

Need to talk to a Small Business Export Loan expert? Call us on 1800 740 557.


Information required

From your business


Evidence for use of funds requested:

  • The specific export contract[s] or purchase order[s]
  • For online and tourism businesses without contracts: supplier invoices or other third party documentation to confirm use of funds requested.

ID for every director/beneficial owner/person exercising management control/trustee

  • Passport
  • Drivers licence number
  • Medicare number.

Financial statements including P&L, balance sheet and notes to the accounts (accountant prepared is preferred) for the last two financial years of the company.

Bank statements for the previous 6 months for the main trading account and the bank account to which the loan will be credited, if this is different.

A Business Activity Statement (BAS) for the last 12 months.

Aged accounts receivable summary for your company.

Year to date management accounts (P&L and balance sheet) if more than 3 months into the current financial year.

If you are an online or tourism business without contracts
  • Evidence of your export experience to international visitors/customers
  • Online: Any agreements with third party online platforms (if applicable)
If you are a trustee

A copy of the signed trust deed documentation (if you are a trustee acting on behalf of a trust).

If the company has been in arrears for over 2 years with the ATO

Written confirmation that your ATO payments are up to date.

If the company is not up to date with superannuation payments

Written confirmation that your superannuation payments are up to date.

If you are a 3rd party applying on behalf of a business.

Signed letter of authority from the business. Download the form here.


Calculate the costs

It’s important to understand the costs associated with the loan. To make it easier for you, we’ve outlined the payments and fees below. Our calculator will also help you work out the costs for your loan amount

Interest Rate Loan Calculator

Loan Amount

Current Interest Rate: % p.a.

Term (Months)


Monthly Payment:
Number of Payments:
Monthly Principal:
Monthly Interest:
Total Payments:
Payments & Fees

Application fees

Standard application

  • $100 application fee payable by credit card upfront.
  • $1000 deducted from the settled amount for approved applicants only

Repayments – equal monthly repayments of principal and interest
Early repayment- you have the ability to pay your loan out in full at any time during the loan term without incurring charges.

Things you need to know

These calculations are an estimate only and do not constitute a quote or an offer of finance. They do not take into account fees, charges or other amounts that may be charged to you loan. Monthly interest and monthly principle values shown are an average over the loan term.  Interest is calculated monthly on the outstanding loan balance.  The interest portion of your monthly payments will decrease as the outstanding loan balance decreases over the life of the loan. These calculations are not an approval. Applications are subject to eligibility criteria and credit approval. The Standard Terms apply to all Small Business Export Loans. The full commercial terms will be set out in our loan offer, if an offer is made. This calculator is not intended to be your sole source of information when making a financial decision. Export Finance Australia recommends that you seek your own independent legal and financial advice when making any decision in relation to a Small Business Export Loan. Export Finance Australia makes no representation or warranty (express or implied) about the functionality or accuracy of this calculator and accepts no liability arising out of use or access to this calculator including (with limitation) any errors or omissions.

Need to talk?

Talk to a SBEL expert

1800 740 557