What is the Small Business Export Loan?

Our Small Business Export Loan is a streamlined online loan solution with fast approvals for businesses with a turnover of more than $250K. It does not require property security.

Why choose the Small Business Export Loan?

• Supports international business growth

$20K to $350K loans to help fund your export-related contracts, tourism growth or online sales to international customers.

• No property security required

Secured only by director(s) guarantees*.

• Fast, easy access to funds

Apply online in as little as 30 minutes. Funds available 48 hours from approval. General processing lead time is approximately nine business days.

• Conditional approval

Ability to submit your application and receive a 90-day conditional approval if you haven’t secured an export-related contract.

• Third parties can apply

Ability to apply on behalf of an Australian exporter for accountants, consultants and other third parties.

• No penalty for early repayment

Make early repayments without penalty.

*If your loan cannot be secured by personal guarantee only, approval may be provided subject to a general security agreement and/or priority deed, which may incur additional charges.

Payment and fees

Application fees

Standard application

• $100 application fee is payable by credit card upfront.
• $1000 deducted from the settled amount for approved applicants only.

Repayments – equal monthly repayments of principal and interest.

Early repayment- you can pay your loan out in full at any time during the loan term without incurring charges.

Things you need to know

These calculations are an estimate only and do not constitute a quote or an offer of finance. They do not account for fees, charges or other amounts that may be charged to your loan.

The monthly interest and monthly principal values shown are an average over the loan term. Interest is calculated monthly on the outstanding loan balance.

The interest portion of your monthly payments will decrease as the outstanding loan balance decreases over the life of the loan.

These calculations are not an approval. Applications are subject to eligibility criteria and credit approval.

The Standard Terms apply to all Small Business Export Loans.

The full commercial terms will be set out in our loan offer, if an offer is made. This calculator is not intended to be your sole source of information when making a financial decision.

It is recommended that you seek your own independent legal and financial advice when making any decision in relation to a Small Business Export Loan.

Export Finance Australia makes no representation or warranty (express or implied) about the functionality or accuracy of this calculator and accepts no liability arising out of use or access to this calculator including (with limitation) any errors or omissions.