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Export growth, made possible

Access loans from $20,000 to $350,000

Supports export working capital

No property or inventory security required

Seed Terminator

Is your business eligible?

If you’re expanding globally, our Small Business Export Loan could help you take the next step.

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You may be eligible if:

you have an Australian Company Number (ACN)

you've been trading for at least 2 years

your annual turnover is over $250,000

you're a direct exporter or part of an export supply chain.

Finance to take your business global

Access the finance you need to expand your exports and reach new markets. With support available for a range of export purposes.

Fulfil contracts and purchase orders

Boost your cash flow to deliver on export orders. 

Develop your export market 

Promote your products and services overseas. 

Grow your overseas sales

Invest in platforms to reach more global customers. 

Why choose our Small Business Export Loan?

Supports pre-shipment working capital needs

Short-term finance to bridge funding gaps

No property or inventory security required

Wide range of export destinations considered

No ongoing or early repayment fees

Export Office

Real stories of export growth 

Discover how businesses like yours overcame challenges, unlocked new markets and grew globally with the right finance behind them. 

Seed Terminator

Seed Terminator

Seed Terminator manufactures a harvester attachment that can kill most weed seeds before they can grow, improving crop yield and reducing herbicide use.

Need

To support its manufacturing operations and meet growing export contracts in new markets, including Europe and North America, Seed Terminator needed finance.

Solution

We provided a series of Small Business Export Loans that supported Seed Terminator to deliver on its export contracts, and we continue to provide support to help grow its footprint.

MyVenue

MyVenue

MyVenue implements fast, hardware-agnostic and highly scalable point-of-sale software solutions for the sports, entertainment and hospitality sectors.

Need

To grow its sales, software development and quality assurance teams, MyVenue needed finance to scale its operations globally and support its growth ambitions.

Solution

We provided a Small Business Export Loan to support MyVenue with the additional working capital required to continue to increase its resources and scale its capabilities for global growth.

Twisted Healthy Treats

Twisted Healthy Treats

Twisted Healthy Treats (registered trade mark of Spreadies Pty Ltd) is a Sydney-based wholesale trade business that manufactures better-for-you frozen dessert products.

Need

To continue delivering its product to the US during a significant scale-up period, Twisted Healthy Treats needed finance to support stretched cash flow cycles.

Solution

Our Small Business Export Loan provided Twisted Healthy Treats with the cash flow it needed to continue its operations, send containers to the US and prepare for domestic production.

Twisted Healthy Treats

Ready to apply?

Your first step to access our Small Business Export Loan is a click away.

Complete our quick eligibility check to see if it is right for you.

Create an account and complete your application. 

If you need support at any stage, you can call us on 1800 093 724 or request a callback, and we’ll be in touch.

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Small Business Export Loan FAQs

If your business meets the following criteria, it may be eligible for a Small Business Export Loan:

  1. Borrower type: Company or Trust
  2. Trading history: At least two years
  3. Annual turnover: Minimum of $250,000
  4. Forecast business income: Accepted - supported by purchase orders or an annual increase or adjustment of 20%
  5. Maximum loan amount: $350,000
  6. Loan terms:
    1. Up to 12 months for working capital, purchase orders and export market development
    2. Up to 24 months for equipment finance
  7. Export link: Direct exporter or part of an export supply chain
  8. Security: A director's guarantee is required. A General Security Agreement may be requested, assessed on a case-by-case basis. No property or inventory security is required.

We assess each application on a case-by-case basis. If you’re unsure whether your business qualifies, we encourage you to get in touch to discuss your specific circumstances.

Eligible applicants can borrow between $20,000 and $350,000, with principal and interest repayments made over the loan term.

If you need to borrow more than this, we have other finance solutions that may be better suited to your needs.

  1. Application fee: $1,000 per application payable at drawdown
  2. Interest rate: Unsecured interest rate, with regular (amortising) principal and interest repayments. Interest rates are approximately 13% p.a. Interest rate is indicative only and may change. Interest rates are fixed for the term of the loan.
  3. Early repayment: Can be repaid early at any time with no penalty
  4. No ongoing fees

Each director, beneficial owner, person exercising management control, or trustee must provide two forms of ID. Accepted forms include:

  1. Passport
  2. Driver licence
  3. Medicare card
  1. 12-month profit and loss forecast
  2. Aged accounts receivable summary
  3. Most recent tax statements from the ATO portal
  4. Personal statement of assets and liabilities for each director – download the form here
  5. Accountant-prepared financial statements for the last two financial years
  6. Bank statements from the last six months for the main trading account, and details for the bank account the loan will be credited to (if different)
  7. Year-to-date financial management accounts (profit and loss and balance sheet) if more than three months into the current financial year
Depending on the purpose of the loan, we may request the following:
  1. international purchase orders or contracts / Contracts with Australian exporters: Copies of the specific export contract(s) or purchase order(s).
  2. export market development: An export market development plan outlining how the funds will be used. If you don’t have a plan prepared, you can refer to our template here. You may also need to provide an overview of current export activities and evidence.
  3. equipment finance Details of the equipment to be financed, along with a supplier quote or invoice, and an overview of existing export activities and evidence.
  4. working capital: A summary of your export-related funding need, and an overview of current export activities and evidence.

Yes. We can accept supplier invoices, other third-party documentation or an export market development plan to confirm how the funds will be used.

Your business may still be eligible, depending on the circumstances. We’ll need a copy of your business’s ATO-approved tax payment plan. Please contact us to discuss further.

Yes. We’ll complete a credit check via Equifax, but only with your permission. There is no credit check when you first submit your application.

Yes. If you’re not currently exporting but plan to, you may be eligible for an export market development loan. Alternatively, if you are part of an export supply chain – for example, a supplier providing components to an Australian business that exports its final product – you may be eligible based on those contracts.

Yes. If you’re an accountant, broker or other adviser applying on behalf of a business, we’ll need a signed letter of authority. Download the form here.

Want to apply for our Small Business Export Loan?

Complete our eligibility check to see if it is right for you.

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