Small Business Export Loan

Who is eligible?

If you are exporting for the first time or an experienced exporter with a business turnover of more than $250K, you may be eligible for a Small Business Export Loan.

The key eligibility criteria
Business performance

Annual revenue of between A$250K and A$10 million last financial year.

Net profit in last financial year and/or projected for current financial year.

Management & trading history

Management and trading history of at least 2 years.

Nationality of business

Must be an Australian registered company. An Australian Company Number (ACN) is required.

Export transaction requirement

The loan must be used to finance export-related transaction[s] including:

  • for the export of Australian goods and/or services from Australia*
  • international tourism growth
  • online sales to international customers.

*Conditional approval is available for up to 90 days if export contract or purchase order still not secured.

Australian benefit

Export Finance Australia financially supports Australian exports of goods and services and overseas infrastructure development in our region. We need to make sure there is benefit flowing to Australia in connection with our financial support. An important source of Australian benefit is the economic activity stimulated in Australia by the presence of Australian content associated with a project or transaction. Australian content constitutes all inputs to a project or transaction that do not originate overseas. We also take into account other benefits to Australia. These other benefits can include (but are not limited to):

  • greater Australian participation in international supply chains
  • access to new markets or export opportunities for Australian businesses
  • more Australian jobs
  • payment of dividends or other financial proceeds from overseas to Australia
  • new research and development expenditure in Australia
  • Australian access to new products, intellectual property or technology

You can contact us for more information.

Bank relationship

We work with banks and other financial institutions to provide financing support to export businesses, and only provide finance when your bank is unable to do so.

Environmental social policy

You must agree to our Environmental Social Policy. Read it here.

Credit information policy

You must accept our Credit Information Policy. Read it here.

Need to talk?

Talk to an SBEL expert

1800 740 557