Guarantees to secure the finance you need to grow globally

A guarantee from Export Finance Australia is a commitment to your bank that enables them to approve finance for your export-related transactions or international expansion, even if you don’t have the full level of security they require.

You may be eligible for a guarantee if your business: 

• Is Australian registered with an ACN 
• Has at least two years of trading history 
• Had revenue over $250,000 in the last financial year 
• Has an export-related contract or is delivering to an exporter 
• Is unable to secure the full amount of bank finance without additional support 

Guarantee facilities start from $350,000, and there is no upper limit, the size depends on your contract or international expansion needs.

We can issue bonds in AUD, USD, EUR or GBP.

• Application fee: $5,000 or 1% of the total loan amount (whichever is greater) 
• Utilisation fee: 4% - 6% p.a. 
• Other fees may apply, including documentation and utilisation fees. 

The interest rate for the finance provided by your bank is determined by your bank. We do not set the interest rate; our role is to provide the guarantee that supports the bank’s decision.

Not currently. The application process is done through your bank or directly with us. Our team will guide you through each step based on your specific needs.

No, the finance is provided by your bank. You will make repayments directly to the bank, but the bank’s finance is supported by our guarantee.

Yes, if structured as a line of credit, you can access multiple drawdowns during the loan term, giving you the flexibility to manage cash flow across various stages of your project or expansion.