Guarantees to secure the finance you need to grow globally
Speak to an specialistBacked by us. Financed by your bank.
If your bank needs more security to approve finance for an export-related contract or international expansion, we may be able to help.
Working with your bank, our guarantees provide the security needed to provide the finance you need to deliver on contracts or grow globally.
How our guarantees could support your growth
We provide a guarantee to your bank, helping you access the finance needed to grow and expand your business.
Export-related transactions
Finance for goods,
services, or capital
Pre- and post-shipment costs
Ensuring cash flow during
your export process
Overseas expansion
Funding to support your entry into new international markets
Short, longer term and revolving facilities
Flexible funding to suit your business as needed through your bank
Access finance you might not have been able to secure otherwise, while preserving your working capital by reducing the need for additional security.
Does your business meet our criteria?
You may be eligible if:
- you have an Australian Company Number (ACN)
- you've been trading for at least 2 years
- your annual turnover is over $250,000
- you have valid export contract or are delivering to an exporter as part of a supply chain.
- you're unable to secure the full amount of bank finance without additional support.
Why choose Export Finance Australia?
We believe that no one should have to take on the world alone. We provide flexible finance solutions to help businesses grow and succeed internationally.
Unlock finance your bank couldn’t approve alone
Our guarantee may help your bank say yes where it otherwise couldn't.
Link repayments to export activity
Align repayments with customer payments for smoother cash flow.
Maintain your existing bank relationship
Our guarantee supports your bank, so you’ll continue working with the same lender.
FAQs
A guarantee from Export Finance Australia is a commitment to your bank that enables them to approve finance for your export-related transactions or international expansion, even if you don’t have the full level of security they require.
You may be eligible for a guarantee if your business:
- Is Australian registered with an ACN
- Has at least two years of trading history
- Had revenue over $250,000 in the last financial year
- Has an export-related contract or is delivering to an exporter
- Is unable to secure the full amount of bank finance without additional support
Guarantee facilities start from $350,000, and there is no upper limit, the size depends on your contract or international expansion needs.
We can issue bonds in AUD, USD, EUR or GBP.
- Application fee: $5,000 or 1% of the total loan amount (whichever is greater)
- Utilisation fee: 4% - 6% p.a.
- Other fees may apply, including documentation and utilisation fees.
The interest rate for the finance provided by your bank is determined by your bank. We do not set the interest rate; our role is to provide the guarantee that supports the bank’s decision.
The guarantee enables your bank to approve the finance. Repayments are generally structured around your contract’s cash flow, with quarterly interest and principal payments linked to export-related activities. The specific structure will be determined in collaboration with your bank.
Not currently. The application process is done through your bank or directly with us. Our team will guide you through each step based on your specific needs.
No, the finance is provided by your bank. You will make repayments directly to the bank, but the bank’s finance is supported by our guarantee.
Yes, if structured as a line of credit, you can access multiple drawdowns during the loan term, giving you the flexibility to manage cash flow across various stages of your project or expansion.
Step 1 – You secure a contract or expansion opportunity
Once you have signed or are negotiating an export-related contract or have a strong case for international expansion, get in touch with our team.
Step 2 – You apply for finance with your bank
You approach your bank for funding.
Step 3 – We assess your application
You and your bank apply for a guarantee facility from Export Finance Australia.
Step 4 – We issue a guarantee
If approved, we provide a guarantee to support your bank’s finance.
Step 5 – Your bank provides finance
Your bank issues the loan, backed by our guarantee.
Step 6 – Repayments align with export revenue
Your bank manages a dedicated account to collect repayments based on contract milestones.
Talk to us to see how we could help your business
Fill out the form below and one of our experts will get in touch,
or call us directly on 1800 093 724