We practice responsible lending in an ethical context by conducting our operations fairly, transparently and with integrity. We believe the success of our business depends on our stakeholders’ trust and confidence in us. This trust can only be maintained if we act ethically.
Our commitment to ethical behaviour is demonstrated by our:
- Transparency we aim to strike an appropriate balance between public accountability and our obligations to respect client confidentiality
- Anti-corruption initiatives our anti-corruption policies and procedures are designed to foster awareness, among clients and staff, of the international conventions and Australian laws concerning this matter
- Governance Framework: we impose strong disciplines on our operations through our governance framework, including our risk management framework and our financial control framework
- Our responsibility to respect human rights is described in our Human Rights Statement
- Policy and Procedure for environmental and social review of transactions: we uphold best practice environmental and social standards in the transactions we support
- Compliance Program: we are committed to meeting the highest standard of legal compliance across all of our activities, with the aim of ensuring a fair and compliant organisation
- Code of Conduct: our Code of Conduct outlines the obligations and responsibilities of our employees, including in relation to conflicts of interest, confidential information and standards of personal behaviour. We also have additional staff policies that deal with insider trading and whistleblower protection.
- Sustainable Lending and Low Income Countries: we comply with the OECD Principles and Guidelines to Promote Sustainable Lending Practices in the Provision of Official Export Credits to Low Income Countries.
- OECD Guidelines for Multinational Enterprises: we encourage our clients to apply the voluntary principles and standards for responsible business conduct described in the OECD Guidelines for Multinational Enterprises.
- Due Diligence process for live animal exports