Small Business Export Loan

We are partnering with Microsoft to manage the user identification process, which is why you'll see a Microsoft url when you register or log in to the exportonline portal. This allows us to take advantage of the very latest online security systems and ensures the information that you provide to us is as secure as it can be.

All commercial lenders are required by law to collect this information when assessing a loan application. We will be undergoing checks on the key individuals influencing or benefiting from the business' operations as part of our assessment.

Equifax is a data analytics business that provides credit reports and other information relating to individuals and businesses. We have partnered with Equifax to complete the identity checks and credit assessment for each application. They also act as a credit reporting agency to whom Export Finance Australia may report information relating to loan defaults from time to time.

We deal with all information that you provide to us in accordance with our Privacy Policy and applicable laws. While we don’t routinely share customer information with other government departments or agencies, in certain circumstances we may be required by law to comply when requested to do so.

Yes – you can phone us on 1800 740 557 or email exportonline@exportfinance.gov.au after your application has been submitted if you notice changes are required. One of our staff will assist you with your application.

The Small Business Export Loan does not currently support the verification and financial requirements for sole traders or partnerships. Eligible businesses must be structured as a company or a company acting as a trustee, and have an ACN, to apply for our export loan.

An export contract/purchase order from your overseas buyer must be provided. If your business is supplying tourism services to international visitors or an online business selling direct to customers outside Australia, you can instead provide supplier invoices or other third party documentation to prove the use of the funds requested.

The export purchase order(s)/contract(s) need to contain the following to be sufficient for your loan application:

• issued to the same legal entity applying for the loan
• clearly identifies the buyer and the destination of the goods
• is on the buyer’s letterhead or otherwise clearly identifiable as having originated from the overseas buyer
• is not an invoice
• is signed by the overseas buyer
• includes payment terms
• includes a clear description of and total value of goods
• includes shipping date
• includes delivery terms and port of departure.

A purchase order or contract is not required for online or tourism exporters.