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It’s important that all the details you enter are accurate. Most application failures occur because of small errors like a misspelled name. Make sure that you enter the information correctly and check the details before you submit.

Need to talk to a Small Business Export Loan expert? Call us on 1800 740 557.

How to apply

Five minutes Create an account.
30–60 minutes Complete online application.
Choose your preferred loan terms.
Review and submit application.
Eight business days Approval process – Credit assessment.
*Subject to timely response to additional information requests.
One business day Accept offer and funds are deposited into your designated account.


You can apply for conditional approval, which will be valid for 90 days. Not available for tourism operators or online businesses without an export contract or purchase order.

Documents required for your application

To ensure your loan is approved as quickly as possible, you will need to provide the following documentation with your loan application.

  Information required
From your business

Evidence for use of funds requested:

  • The specific export contract[s] or purchase order[s]
  • For online and tourism businesses without contracts: supplier invoices or other third-party documentation to confirm use of funds requested.

ID for every director/beneficial owner/person exercising management control/trustee:

  • Passport
  • Drivers licence number
  • Medicare number.
Financial statements including P&L, balance sheet and notes to the accounts (accountant prepared is preferred) for the last two financial years of the company.
Bank statements for the previous six months for the main trading account and the bank account to which the loan will be credited, if this is different.
A Business Activity Statement (BAS) for the last 12 months.
Aged accounts receivable summary for your company.
Year to date management accounts (P&L and balance sheet) if more than three months into the current financial year.
Personal statement of assets and liabilities for each director. Download the form here.
If you are an online or tourism business without contracts
  • Evidence of your export experience to international visitors/customers
  • Online: Any agreements with third-party online platforms (if applicable)
If you are a trustee A copy of the signed trust deed documentation (if you are a trustee acting on behalf of a trust).
If the company has been in arrears for over two years with the ATO Written confirmation that your ATO payments are up to date.
If the company is not up to date with superannuation payments Written confirmation that your superannuation payments are up to date.
If you are a third party applying on behalf of a business. Signed letter of authority from the business. Download the form here.
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Apply now

Create an exportonline account and start your application.

Start application process