Key eligibility criteria for our loans, bonds and guarantee products

Our key eligibility criteria

Business performance Small Business Export Loan
Annual revenue of between $250K and $10 million last financial year.
Net profit in last financial year and/or projected for current financial year.

Loan | Bond | Guarantee
Annual revenue of over $250K last financial year.
Management and trading history  Management and trading history of at least 2 years.
Nationality of business Must be an Australian registered company. An Australian Company Number (ACN) is required.
Export transaction requirement

The loan must be used to finance export-related transaction[s] including:

  • for the export of Australian goods and/or
  • services from Australia*
  • international tourism growth
  • online sales to international customers.
Australian benefit

We financially support Australian exports of goods and services and international infrastructure development in our region.


In order to provide finance, we must confirm that there is benefit flowing to Australia in connection with the contract or project we support. An important consideration when assessing this benefit is the economic activity stimulated in Australia by the presence of Australian content associated with a project or transaction. Australian content constitutes all inputs to a project or transaction that does not originate overseas.


We also take into account other benefits to Australia. These other benefits can include, but are not limited to:

  • greater Australian participation in international
  • supply chains
  • access to new markets or export opportunities for Australian businesses
  • more Australian jobs
  • payment of dividends or other financial proceeds from overseas to Australia
  • new research and development expenditure in Australia
  • Australian access to new products, intellectual property or technology.

You can contact us for more information.

Market gap We work with banks and other financial institutions to provide financing support to export businesses, and only provide finance when your bank is unable to do so.
Environmental Social Policy

We incorporate two globally-recognised approaches in our environmental and social assessment of transactions:


1. The OECD Recommendation of the Council on Common Approaches for Officially Supported Export Credits and Environmental and Social Due Diligence (the Common Approaches)
2. the Equator Principles.

You must agree to our Environmental Social Policy. Read it here.

Credit information policy You must accept our Credit Information Policy. Read it here.