Director, Portfolio Management - Business Financing

Company description 

Export Finance Australia is the government’s export credit agency.

We provide financial expertise and solutions to drive sustainable growth that benefits Australia and our partners. Through our loans, guarantees, bonds and insurance options we enable Small Medium Enterprises, corporates and governments to take on export-related opportunities, and support infrastructure development in the Pacific region and beyond.

The Director, Portfolio Management – Business Financing is responsible for leading a team of account managers and driving the team to achieve successful outcomes in delivering the key credit analytical activity associated with originating and servicing Business Finance customer transactions and managing a portfolio of existing customers throughout the credit lifecycle. 

Your new role

Location: Sydney
Role Type: Full-time, Permanent

Position description 

Strategy

• Assist the National Director with continuous improvement initiatives to support the customer experience, improve deal velocity, and effectively use technology platforms. 
• Set high standards of practice, aligned to business objectives, deliver and execute against these standards in relation to credit processes, and identify new opportunities for continuous improvement. 

Business Leadership and Execution

• Demonstrate and lead the team to achieve best practice, adapting the approach to credit analysis to balance management of risk with growth and providing good customer experiences.
• Create deal teams to execute complex transactions so that knowledge is shared across senior and junior team members. Ensure more junior team members are upskilled through the deal team process.
• Oversee the credit analysis conducted across transactions for new customers and existing customers, focused on quality credit assessment and enhancing the customer relationship. Develop a sound understanding of what analysis Credit require in credit papers, across origination and servicing scenarios, and ensure these standards are applied across the team.
• Provide support for high-risk customers and complex cases, work with Credit and the National Director and Lending Operations to apply workout solutions. Develop team skills in early warning signs of deterioration.

Culture and Leadership

• Lead, train and coach the team to navigate the credit environment effectively, enhance sound decision-making and create positive customer experiences.
• Lead, direct, mentor and manage the team and their performance, with accountability for ensuring success of the team. Communicate matters across teams efficiently and effectively, with a focus on maximising workflows.

Other

• Contribute to growth aligned to Business Finance targets for existing customers (renewals and new business from existing customers).
• Effective management of escalations, approvals, and delegations for credit decisioning.
• Strong credit writing and relationship skills across the team, as measured by stakeholder feedback, time to deliver credit, time to process adjustments/variations to customer facilities.
• Drive improvement in transactions end to end deal pipeline velocity.

About you

• Degree qualifications in Commerce, Economics, Accounting, Business Administration, Banking/Finance or Business and/or relevant technical disciplines.
• 10+ years financing experience across business and/or corporate banking or similar. Demonstrated ability to manage a portfolio balancing the interests of customers and the lender.
• Excellent written and oral communication skills.
• Ability to successfully lead, manage and coach a team.
• Ability to manage stakeholders and prioritise activities to achieve successful outcomes.
• Deep understanding of loan structuring and credit risk management across a range of financing products.
• Strong financial analysis skills to assess loan performance and perform stress testing. Proficiency in analysing borrower financial statements, cash flow, collateral values, and repayment capacity.
• Ability to prepare high quality credit submission for transactions of increasing complexity. Ability to review and provide feedback and coaching to team members on papers.      
• Deep understanding of facility administration including operational risk. Strong understanding of facility and security documentation.
• Strong non-financial risk awareness including KYC and financial crime risks. Ability to proactively identify, assess and mitigate risks
• An understanding of how systems and processes interplay across the core analytical and operational lending activity.
• Strong credit analysis skills, understanding of complex transactions and credit risk assessments. Ability to identify good quality credit analysis approaches, assess and address gaps in capability. Strong understanding of the credit assessment requirements and documentation throughout the customer life cycle.

Even if you haven’t ticked every box but this role resonates with you, don't rule yourself out just yet, we'd love to hear from you!

Our benefits and culture

We are small enough to have an impact, BIG enough to make a world of difference and it starts with our people.

We support flexible working and pride ourselves in fostering a culturally diverse, honest, collaborative and supportive team environment. We are proud to be certified as a Great Place to Work for the fourth year (including 2024, 2023, 2022 and 2020), recognised on the 2023 AFR BOSS Best Places to Work list, as one of Australia’s Best Workplaces for Women 2022 and 2025, and the Australian HR Awards 2021 Employer of Choice (NFP & Public Sector).

In line with our commitment to our people, we have a comprehensive array of benefits available to our employees:

• Generous leave provisions (e.g. Annual Wellbeing day) and leave purchase opportunities
• 18 weeks of paid parental leave for primary caregivers
• Thorough induction onboarding program
• Health and Wellbeing initiatives
• Gender affirmation leave
• Income Protection Insurance
• Community volunteering and donation matching programs
• and many more!

Our headquarters is based in Sydney CBD, and we have a national presence across Melbourne, Canberra, Brisbane, Perth and Adelaide.

Eligibility

Australian Citizenship - To be eligible to apply for this position, applicants must hold Australian Citizenship at the time of application.

Security Clearance - To be eligible to apply for this position, applicants must be able to obtain and maintain a Baseline security clearance.

How to apply

Applications close: Monday 7 July 2025.  

Interviews will occur in parallel, so please apply ASAP.
Enquiries: Careers@exportfinance.gov.au      
  
To apply, please email your CV to Careers@exportfinance.gov.au      

By choosing to apply, you agree to the recruitment privacy policy.

We invite and welcome applications from Aboriginal and Torres Strait Islander people, people from diverse cultural backgrounds, people with disability and members of the LGBTQIA+ community. 

If you are a candidate with a disability, let us know how we can provide you with additional support.

About us

Export Finance Australia is Australia’s export credit agency.  

We provide finance to support Australian export trade and overseas infrastructure development across the Pacific and Indo-Pacific. Through our loans, bonds and guarantees, we support businesses – from small and medium-sized enterprises (SMEs) to large corporates – foreign governments and infrastructure projects, to take on the world. 

Working with banks, other government agencies and our partners, together we are helping drive international success for Australian businesses.

The reason our people join us, stay with us and grow with us is because they wholeheartedly believe in our purpose. They can see the impact we create for our customers.

For more information about us, please refer to our website here. 

Applications from recruitment agencies will not be considered on this occasion.